Your Key to a New Lifestyle
By Tami Savage
Your Perfect Home is the One You Perfect After You Buy.
Nearly 7 in 10 buyers make compromises on their home purchase.
If you've had trouble finding a home this year, take a look at your must haves … there might be updates you can make after you purchase.
Don't give up on your search because you haven't found a home that checks every box.
Let's connect so you can find a great house with dream home potential.
By Tami Savage
Are you thinking of buying a new construction home?
Buying new construction is a little bit different than buying an existing home and has a few nuances to keep in mind.
So I have five tips for you to avoid making costly mistakes in the home buying process when it comes to shopping and buying a new construction home.
Hi, Tami Savage with eXp Realty.
#1: Talk with your agent before visiting any new construction sales offices. Some builders now require
the agent to register you, the home buyer, and/or for the agent to be present for the first meeting.
If you're on a whim and your agent isn't with you, well, call your agent first and give them a chance You can go into the sales office and inform the sales representative right up front that you have a realtor representing you. If they ask you to give them your contact info, give your agent's information instead.
This is super important because the sales representative for the builder is representing the builder's best interest, not yours, and if they don't know you have an agent, they suddenly become what's called a “dual agent,” meaning they represent both sides, and who do you think their first priorities going to be?
Instead, you want an independent agent who represents your interests and advocates on your behalf.
Really, you have nothing to lose and everything to gain here.
#2: Although it is a known fact, or maybe not, there often isn't any room to negotiate the list price of a new home; however, you may be able to negotiate other concessions like upgrades, closing costs, and warranties.
#3: Be sure to shop around for home loans. Too often, buyers will only consider loan products offered by the builder's preferred lender because they offer some incentive. However, shopping around for the most favorable loan terms could save you money in the long run.
For instance, if a builder offers a $10,000 incentive by choosing their lender, but an outside lender charges a quarter percent less in the interest rate, that can save you more
over the life of the loan, making the $10,000 incentive actually more expensive in the long run.
#4: Choose upgrades that will increase your new home's value. A common upgrade that adds value is flooring, so perhaps upgrading from tile to hardwood or luxury vinyl. On the other hand, top-of-the-line cabinets, while they may look great, probably won't add a whole lot of value to your new home. Keep in mind that you can do upgrades outside of the builder after you own the home, and even better is the fact that some upgrades may even be more affordable doing them after close of escrow, possibly even by your own contractor.
#5: Be sure to budget for additional items you will be responsible for besides the cost of the home. Items such as appliances, light fixtures, and landscaping can all add up quickly and you don't want to be caught short on money to complete your home.
I'm here to help and would love to guide you through the process on your journey.
I'm Tami Savage with eXp Realty. Your Key to a New Lifestyle.
Thanks so much for watching and make it a great day.
By Tami Savage
How Supply & Demand Can Tip the Pricing Scales In Today's Market.
If you're looking to buy a home, you may wonder why home prices are rising.
In a balanced market, there are enough homes for sale to meet buyer demand … but that isn't the case today.
When there are more buyers than homes available, prices will naturally rise.
If you're looking to buy a home, don't give up. Let's connect today to discuss how you can tip the scales in your favor in today's market.
By Tami Savage
Thinking of Buying or Selling a Home? The Fall Buyer and Seller guides are here.
These guides will help you confidently decide if you're ready to buy or sell a home.
Here are a few key highlights you'll find inside…
If you're thinking of buying or selling this fall, let's connect so you can get the latest digital copies.
📞 727-282-4390
💻 tami@tamisavage.com
🌐 www.tamisavage.com
By Tami Savage
Hi, and good afternoon. I'm trying something a little new this week and I'm starting to regret it as I'm doing a bunch of W words and M words all mixed together and are causing major tongue twisters.
Hi, I'm Tami Savage with eXp Realty.
So today is Wednesday, August 11th, 2021.
And here's this week's Wednesday Wesley Chapel Minute Market Update for single family homes. That's a heck of a tongue twister so I imagine I'll have a few blooper reels before it's all said and done.
Now, let's talk about numbers. Over the last seven days as of 2:30 this afternoon, Wesley Chapel has added 18 new listings, six were put back on the market, 21 sold, and 29 in pending.
While Tampa Bay, the tri-county area, has added 720 new listings, 270 are back on the market, 825 have sold, and 1,199 are pending.
Wesley Chapel went from less than one month of inventory in July to three months of inventory as of this month.
Tampa Bay has done the same thing, again, with a month in July and three months in August.
In short, this means, for sellers, the market is starting to cool.
So if you've been considering selling, do it now before the market gets cold.
And for buyers, the market is finally starting to cool. As of this month, it will be much easier to buy than over the last 11 months as you can see by the chart.
So, with that said, I'm Tami Savage with eXp Realty, Your Key to a New Lifestyle.
Thank you so much for watching and make it a great day!
By Tami Savage
So you're relocating to a new area and you don't know anyone where you're moving. That can be scary or exciting depending on how you look at it.
Look, I know you're an adult and you know how to meet people. I wanted to help by giving you a few ideas on what you can do to meet people more quickly.
Hi, I'm Tami Savage with eXp Realty.
If you've relocated to a city where there are a lot of new people coming in, they probably feel the same as you do and wanna meet new people too, so try not to overthink it.
Introducing yourself to the people next door or your new neighbors can seem a little awkward at first, but it helps you get some local insight on your new location, and possibly make some new friends.
Talk to your new coworkers if you're starting at a new job.
If you're relocating away from family, building a support network of new friends and neighbors will help you fight loneliness.
Make sure, if you have children and/or pets, be sure they are familiar with their new surroundings as well.
And now that you've settled in and unpacked, met your new neighbors, and discovered what is around your new home, now it's time to get involved in your new community.
Join a gym or church, find clubs of things you like to do, like kayaking, paddle boarding, boating, or a book club.
The great thing about living in Florida is there is an endless list of things to go see and do.
And if you're a Jeeper, we have several Jeep clubs here in Tampa Bay area as well.
A couple of ways I find things in a new area or even not so new area are through Facebook Events or Meetup.com.
Consider volunteering at a retirement home, animal shelter, or another non-profit, and make a difference in someone else's life.
Just getting out there and exploring your new area will help you feel like a local and avoid homesickness.
If you've got children, think about sports or activities you can enroll them in so they can start to enjoy their new community too, and have an easier time in making new friends. And the bonus is you get to meet parents and make friends yourself.
Perhaps, you host a neighborhood meet and greet for families with kids.
There are so many ways to meet new people and it doesn't have to be weird. Most likely, the people you are meeting are in the same boat as you and will be thrilled you reached out.
I'm Tami Savage with eXp Realty, Your Key to a New Lifestyle.
Thanks so much for watching and feel free to reach out for other resources when or if you're considering relocating to the Tampa Bay area.
727-282-4390 (mobile)
Below is a mortgage calculator you may use to help give you an estimate on your monthly payment and other details.
Once calculated, next to the monthly payment on the far right is a small graphic you can click on to see the payment schedule.
