Your Tax Refund and Stimulus Checks. May help you reach your homeownership goals. If you're ready to buy your first home, your tax refund and stimulus savings may cover more of a down payment than you realize. That's because many first-time buyers can purchase a home with as little as 3% down. This year, Americans can expect an average refund of $2925 when filing their taxes. And if you were able to save your Economic Impact Payments, that may put you even closer to homeownership too. Let's connect to discuss how these savings could add up big for your home buying goals this year.