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Here’s to a Wonderful 2023!

December 30, 2022 By Tami Savage

Happy New Year! Wishing you all the best and looking forward to working with you on your real estate goals in 2023.

Tagged With: Holidays

Home for the Holidays: How To Stretch Your Budget in a Season of Inflation

December 1, 2022 By Tami Savage

Home for the Holidays: How To Stretch Your Budget in a Season of Inflation

You don’t have to break the bank to celebrate the holidays in style—even in this season of inflation. Prices may be higher on everything from food to gifts to decorations, but there are still plenty of opportunities to eke out extra savings. 

For example, according to the U.S. Environmental Protection Agency (EPA), you can save a couple of hundred dollars a year just by sealing your home and boosting its insulation.1 Other small fixes—such as swapping old light bulbs for LEDs and plugging electronics into a powerstrip—can boost your yearly savings enough to pay off some of your holiday budget.

And thanks to a pandemic-era boom in online shopping, it is easier than ever to find deals on new and pre-owned furniture, thrifted gifts, DIY decor, and more. Even secondhand stalwarts like Goodwill have joined the digital fray, making it a cinch to score gently-used treasures at extra-low prices.2 

You won’t be the only one bargain-hunting your way to a more financially-stable New Year. Multiple surveys have found that inflation is not only chilling people’s spending, it’s also prompting shoppers to search for better deals and creative ways to reduce their bills.3 

Here are some strategies you can use to boost your holiday budget by trimming household expenses: 

1. Hunt for Deals on Groceries

If you’re finding it harder than it used to be to serve your family dinner on a budget, you’re not alone. With the U.S. food-at-home index (a measure of grocery price inflation) at a 43-year high, many families are struggling to control costs on food staples, such as meat, dairy, produce, and grains.4 

That’s made pulling off holiday gatherings especially stressful lately. But don’t despair: Even with inflation, retailers are still giving motivated shoppers plenty of opportunities to whittle down their bills. 

The key is to pay attention to the cost of each item on your shopping list—not just the most expensive—and look for easy swaps and discounts. For example, try buying non-perishable items in bulk, especially when they’re on sale, and only in-season produce. Or trade name-brand goods for less expensive options from a store’s private label. As you tap into your inner bargain hunter, you could be surprised by what you save when you’re more mindful of your selections. 

And unlike in the old days, you no longer have to clip your way through paper flyers to snag a bargain. Instead, you can save both time and money by scouting for deals online, digitally clipping coupons, and earning cash back through special apps and browsers. For example, coupon aggregation sites, like Coupons.com, and shopping apps—such as Checkout 51 and Ibotta—make it easy to score discounts and cash back on a variety of purchases, including groceries.

Also, check to see if your neighborhood grocer posts their weekly flyers online. If you’re hosting a holiday party, the markdowns you find can help you narrow your food and recipe choices, based on what’s currently on sale.

You don't have to sacrifice style for the sake of preserving your holiday budget

2. Prep Your Home for Holiday Guests With Pre-Owned Finds 

You don’t have to sacrifice style for the sake of preserving your holiday budget either. If you’re expecting company this year and would like to add some festive flair to your home, you can do so inexpensively—especially if you’re willing to decorate with items that are secondhand. 

Thrifting is back in vogue, with an increasing number of shoppers preferring pre-owned furniture and home goods. A recent study found that the “recommerce” market grew almost 15% last year, which was twice the pace of general retail.5 Plus, buying used isn’t just a great way to save money, it also helps the environment by keeping reusable items out of landfills.

Fortunately, it’s become easier to score secondhand deals online. For example, you can scout consumer marketplaces on Facebook, Craigslist, and OfferUp. Or you can take advantage of neighborhood freecycles and “Buy Nothing” groups. And a number of thrift shops now have e-commerce sites, including major chains, like Goodwill. 

If you’re handy with a paintbrush or have some basic carpentry skills, you can also modernize some of your existing furniture by upcycling it yourself. Or, if you enjoy crafting, search through your own recycling or sewing bin for raw material to make one-of-a-kind decorations.

Don’t stress yourself out, though, if you don’t have the time or money to dress your home the way you hoped. “A house doesn’t have to be perfect or completely done for it to feel festive or inviting,” designer Justina Blakeney noted in an interview with the Washington Post. “These are family and friends, and they are not judging you.”6

3. Forgo Major Renovations in Favor of DIY Home Improvements 

Holidays are always a tricky time to undergo big renovations. But with ongoing worker and material shortages, now is an especially bad time to commit. Inflated costs can add thousands to your reno budget –—and unnecessary stress to your holiday. 

Instead of suffering through an ill-timed remodel, you’re better off saving this time of year for simpler, less expensive projects you can do yourself. 

One winter-perfect upgrade to consider: Build a DIY fire pit so that you and your guests can roast marshmallows and relax in the cozy comfort of your backyard. You can also add some extra ambiance by hanging energy-efficient LED outdoor string lights that change from white to colorful. These are festive enough for the holidays, but also versatile enough to use year-round.

Or, if you’d rather curl up by an indoor fire, channel your DIY energy into a fireplace upgrade. Adding a wooden beam to the top of your mantel can add an extra layer of coziness. Alternatively, re-tiling or painting your fireplace surround can lend contemporary flair. 

Just be sure to stick to DIY projects that you know you can do a quality job on—especially if your changes will be difficult to reverse. Feel free to reach out for a free assessment to find out how your planned renovations could impact your home’s resale value.

Home maintenance saves money by making your home more energy efficient

4. Invest in Home Maintenance Projects That Cut Your Utility Bills 

You can save money by completing basic home maintenance tasks, such as swapping your furnace filter and updating your lightbulbs. But if you really want to lower your bills this winter, consider projects that make your home more energy efficient. 

According to the EPA, 9 out of 10 homes in the U.S. are under-insulated, which wastes energy and money.7 Luckily, there are plenty of DIY insulation projects that you can complete in just a few days. For example, the EPA offers guides on how to: 

  • Insulate your attic or basement crawl space
  • Weatherstrip doors and windows
  • Seal areas around the house that may be leaking air, including electrical outlets and fireplaces

The savings you get from these projects can really add up. The EPA estimates that sealing and insulating your ducts can make your HVAC system up to 20% more efficient.8 And thanks to new provisions from the Inflation Reduction Act, you can also save a bundle this year by investing in certain energy-efficient upgrades and claiming a tax credit.9 Be sure to check with us about any local rebates and incentives that may be available, too, before getting started on a project. 

5. Use Expense Tracking to Boost Your Holiday Budget 

To avoid overextending yourself during the holidays, one of the best things you can do is track your income and expenses. If your monthly budget is usually tight, you may need to make some adjustments to free up cash for holiday expenditures.

For example, here’s a sample budget worksheet that we created. Start by adding in your expenses: Under the “Typical” column, you can list your standard expenses, and under the “Adjusted” column, list any areas where you could cut back on spending. 

Then consider how your standard wages may be adjusted this month by extra shifts, additional tips, or an end-of-year bonus. By decreasing your spending and/or increasing your income, you can build room in your budget for holiday gifts and gatherings.

HOUSEHOLD BUDGET WORKSHEET
TypicalAdjustedDifference (+/-)
HOUSING
   Mortgage/taxes/insurance or Rent
   Utilities (electricity, water, gas, trash)
   Phone, internet, cable
   Home maintenance and repairs
FOOD
   Groceries
   Restaurants
TRANSPORTATION
   Car payment/insurance
   Gas, maintenance, repairs
OTHER
   Health insurance
   Clothing and personal care
   Childcare
   Entertainment
   Charitable contributions
   Savings, retirement, college fund
INCOME
   Salary/wages
   Bonus, tips, other
MONTHLY TOTALS
   Total Adjusted Income
   Total Adjusted Expenses–
EXTRA SAVINGS FOR YOUR HOLIDAY BUDGET

Feel free to utilize this worksheet as a template that you can personalize to your needs, or ask us for a PDF copy that you can print out and use right away. 

WE’RE HERE TO HELP

We would love to help you meet your financial goals now and in the year ahead. Whether you want to find lower-cost alternatives for home renovations, maintenance, or services, we are happy to provide our insights and referrals. 

And if you’re saving up to buy a new home, we can help with that, too. This is the perfect time to score a great deal because only the most motivated homebuyers and sellers are active in the market right now. So reach out to schedule a free consultation. We can fill you in on some of the exciting programs and incentives we’re seeing that help make homeownership more affordable.


The above references an opinion and is for informational purposes only. It is not intended to be financial, legal, or tax advice. Consult the appropriate professionals for advice regarding your individual needs.

Sources: 

  1. U.S. Environmental Protection Agency (EPA) – https://www.energystar.gov/campaign/waysToSave#!card0-GW91 
  2. USA Today – https://www.usatoday.com/story/money/retail/2022/10/05/goodwill-launches-online-store-goodwillfinds-website/8185084001/ 
  3. Retail Dive – https://www.retaildive.com/news/inflation-drives-shopping-changes-consumers-survey/629973/ 
  4. NBC News – https://www.nbcnews.com/select/shopping/how-save-groceries-ncna1299053 
  5. CNBC – https://www.cnbc.com/2022/09/14/secondhand-shopping-is-booming-heres-how-much-you-can-save.html 
  6. Washington Post – https://www.washingtonpost.com/home/2021/11/09/holiday-entertaining-tips/ 
  7. U.S. Environmental Protection Agency – https://www.energystar.gov/campaign/seal_insulate/why_seal_and_insulate 
  8. Energy Star – https://www.energystar.gov/campaign/waysToSave
  9. The White House – https://www.whitehouse.gov/cleanenergy/?utm_source=cleanenergy.gov

Tagged With: First Time Home Buyers, For Buyers, For Sellers, Holidays, money, Move-Up Buyers

Thank You for Your Support

November 24, 2022 By Tami Savage

Thank You!

Tagged With: Holidays

20 Unique Home Gifts for Every Person on Your List

December 3, 2021 By Tami Savage

20 Unique Home Gifts for Every Person on Your List

Every year, it seems the holidays sneak up on us—and every year, that brings with it the dreaded-last minute gift panic. Finding a present that hits all the right notes can be surprisingly stressful, even when it comes to people you’ve known for years.

But have no fear! We’ve lined up a list of unique gifts for every “type” on your list. And since we work in real estate, they’re all centered around home life. From the coffee snob to the sports enthusiast, these presents are the perfect way to bring beauty, function or a touch of whimsy to your loved one’s home this holiday season.

FOR THOSE WHO ARE ALWAYS IN THE KITCHEN

We all know someone whose kitchen is their happy place—but once all the basics are covered, it can be hard to find the perfect present. These gifts will be a treat for the chef, baker, or food lover on your list, no matter how well equipped they are.

1. The Coffee Snob

Glass Pour-Over Coffeemaker – $47
Have a java lover on your list who just can’t get their brew right at home? This high-end pour-over system makes a smooth brew that can even be refrigerated and reheated so your recipient can enjoy a perfect cup at any time.

2. The Foodie

Shiitake Mushroom Log Kit

Shiitake Mushroom Log Kit – $30
Help your favorite gourmand create restaurant-quality meals with this kit that allows them to grow delicious mushrooms right in their cupboard. All they’ll need to do is soak the wood and put it in a cool place, then wait a few weeks, and voila—mushrooms! Best of all, they can keep growing mushrooms on the same log for years.

3. The Baker

Vintage Etched Cake Stand – $60
If you’re lucky enough to have a fabulous home baker on your list, give a gift that reflects the joy their treats bring to others. This lovely glass cake stand is the platform that a beautifully decorated dessert deserves.

Vintage Etched Cake Stand

4. The Tea Aficionado

Flowering Tea Set – $25
Your favorite tea lover may have tried all of the herbal blends out there, but we bet they haven’t seen tea like this. This set contains two “blossoms” of tea leaves hand-sewn around flowers that bloom when you place them in the included glass teapot and add hot water.

FOR THOSE WHO WOULD RATHER BE IN THE BACKYARD

For many of us, time outdoors is the ultimate source of rejuvenation. The nature-lover on your list is sure to appreciate these presents that help them maximize that joy in their daily lives.

5. The Gardener

Striped Garden Tote Bag – $37
Dedicated gardeners all need a great bag to carry their gear. This tote is attractive and sturdy and will help them keep their home’s exterior beautiful and welcoming.

Striped Garden Tote Bag

6. The Flower Lover

Monthly Flower Subscription

Monthly Flower Subscription – starting at $40/month
If your loved one prefers to enjoy their flora without all the work, a delivery of farm-fresh flowers is sure to surprise and delight. And you can keep the joy blossoming year-round with a monthly or bi-monthly subscription.

7. The Environmentalist

Collapsible Metal Straw – $20
Know someone who is trying to bring less plastic into their home? This reusable metal straw means they’ll never have to buy a box of plastic straws again. And since it collapses into a tiny carrying case, they can use it at home or on the go.

8. The Outdoor Adventurer

Solar Phone Charger – $29
Have a camper or adventurer on your list? This solar-powered phone charger, which comes with a built-in flashlight and compass, is a must-have. It will also make a great addition to their home emergency kit.

FOR THOSE WITH THEIR NOSE TO THE GRINDSTONE

Like it or not, most of us spend a good chunk of our lives working—whether at a job or on projects and chores around the house. These gifts are designed to make that work a bit easier and more enjoyable.

9. The Remote Worker

Home Office Lap Desk – $35
Working at home can be great—in part because you can work from anywhere in the house. The remote worker on your list will appreciate this lap desk with a built-in mouse pad and phone slot, which will allow them to work comfortably from the couch or the bed without overheating their computer.

10. The Back-to-The-Office Worker

Bento Lunch Box – $29
If your loved one is heading back to the office, it doesn’t mean they have to give up the healthy habit of a home-cooked meal. Send them to work with this stylish lunch box packed full of nutritious food.

11. The Do-It-Yourselfer

65ft Laser Distance Measure – $50
The handy person on your list can say goodbye to unwieldy tape measures with this nifty device. It’s perfect for DIY projects up to 65 feet.

12. The Clean Freak

Portable Sanitizing Travel Wand – $60
In the COVID-19 era, we’ve all become a little germaphobic. This UV wand kills viruses and bacteria in seconds without any wiping or washing required. It’s perfect for disinfecting shoes, computer keyboards, and more!

FOR THOSE MOST PASSIONATE ABOUT THEIR HOBBIES

Of course, there’s a lot more to life than work. If you’re gifting a friend or family member who really lights up when they talk about their hobbies, we’ve got you covered.

13. The Sports Enthusiast

Hockey Stick BBQ Set – $45
Looking for a gift for the sports enthusiast in your life that isn’t another jersey? These BBQ tools made from repurposed hockey sticks are a great pick. Perfect for cooking up food to watch with the game!

Hockey Stick BBQ Set

14. The Bookworm

The Book Lover’s Journal – $13
Know someone who loves to curl up on the couch with a good book? This journal will help the book-lover on your list keep track of what they’ve read, as well as their ever-growing “to-read” list.

15. The Runner

Marathon Map Hydration Bottle – $36
Help the runner you love to stay hydrated (and motivated) with a water bottle inscribed with their favorite race route. It’s perfect for runs around the neighborhood or just toting around the house.

Marathon Map Hydration Bottle

16. The Tourist

Travel Backpack

Travel Backpack – $100
Make it easy for the travel lover on your list to bring back souvenirs. This lightweight backpack folds flat so it’s easy to pack but sturdy enough to carry their new treasures all the way home.

FOR THOSE WHO PUT FAMILY FIRST

For many of us, the greatest joy in life comes from our relationship with our family. Help your recipient strengthen and celebrate those all-important connections with these thoughtful gifts.

17. The New Parent

4-in-1 Baby Food Maker – $155
It’s hard to know what to buy for new parents once their registry is cleared out, but if they’re interested in making baby food at home, this tool is a must-have. It makes the process, from steaming to mixing, fast and easy.

18. The Genealogy Fan

Ancestry DNA Kit

DNA Kit – $99
Know someone interested in reconnecting with their ancestral home? This DNA kit can help them trace their geographical heritage and uncover their family history.

19. The Pet Person

Custom Printed Socks – $25
Is your friend’s pet their favorite family member? These adorable socks are sure to put a smile on their face as they cozy up on the couch with their fur baby. And since you can feature up to four pets on each pair of socks, no one needs to feel left out.

Custom Printed Socks

20. The Documentarian

Mini Link Printer – $100
We all have that relative who snaps a million photos at every family event. Help them capture each precious moment with this unique gadget that essentially transforms a smartphone into a Polaroid camera. It makes it easy to customize and print out snapshots to display around the house or insert into a scrapbook for posterity.

READY TO GIVE YOURSELF THE ULTIMATE GIFT?

We want to be your real estate consultants through every season of life. So please don’t hesitate to reach out with questions or to ask for recommendations or referrals any time of year. And when you’re ready to give yourself the gift of a new home, contact us to talk about your options. From finding the right neighborhood to identifying the amenities that will make the biggest difference to your quality of life, we’re always eager to help.

Tagged With: Holidays

Honoring the American Workforce

September 6, 2021 By Tami Savage

Today we honor the American workforce

Tagged With: Holidays

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Baby Boomers Buying Myths Community Demographics Distressed Properties Downloadable Down Payments First Time Home Buyers Forbearances For Buyers Foreclosures For Sale By Owners For Sellers FSBOs Garden Generation X Generation Z Gen X Gen Z Holidays Home Household Management Housing Market Updates Infographics Interest Rates Interview Investors Lifestyle Luxury Market Millennials Move-Up Buyers moving New Construction Pricing relocation Remodel Rent vs Buy Report Reviews Selling Myths Senior Market Short Sales Tax Refund Veterans Video

Free eGuide. Things to Consider When Selling Your House. Send me this eGuide.

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Baby Boomers Buying Myths Community Demographics Distressed Properties Downloadable Down Payments First Time Home Buyers Forbearances For Buyers Foreclosures For Sale By Owners For Sellers FSBOs Garden Generation X Generation Z Gen X Gen Z Holidays Home Household Management Housing Market Updates Infographics Interest Rates Interview Investors Lifestyle Luxury Market Millennials Move-Up Buyers moving New Construction Pricing relocation Remodel Rent vs Buy Report Reviews Selling Myths Senior Market Short Sales Tax Refund Veterans Video

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💼 𝐑𝐞𝐦𝐨𝐭𝐞 𝐖𝐨𝐫𝐤 = 𝐌𝐨𝐫𝐞 𝐇𝐨𝐦𝐞 𝐎𝐩𝐭𝐢𝐨𝐧𝐬! 🏡 𝐋𝐞𝐭'𝐬 𝐂𝐨𝐧𝐧𝐞𝐜𝐭 𝐭𝐡𝐞 𝐃𝐨𝐭𝐬!

Remote work isn't just about Zoom calls in PJs. It's an opportunity to change your entire home search game!

💡 𝐅𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲 = 𝐌𝐨𝐫𝐞 𝐎𝐩𝐭𝐢𝐨𝐧𝐬
Think bigger yards, extra rooms, and maybe even a lower cost of living! 🎉

Curious? Call, text, or email me, and let's talk! 📲

👉 Blog Link for all the ins and outs: https://tamisavage.com/remote-work-is-changing-how-some-buyers-search-for-their-dream-homes/

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🏡 Wondering if Now’s the Right Time to Sell? 🏡 Wondering if Now’s the Right Time to Sell? Your Home Equity Might Just Be Your Ace! 🏡

Equity = Your Home's Value - What You Owe. 🤑 And here's the kicker—nearly 70% of homeowners are sitting pretty with significant equity. So if you've been holding off selling due to mortgage rates, this could be your game-changer!

📲 Got questions about your home equity? Don’t hesitate to call, text, or email me anytime!

👉 Want the full scoop? Check out my latest article on how your home equity can offset affordability challenges: https://tamisavage.com/your-home-equity-can-offset-affordability-challenges/
Regardless of rising mortgage rates, the desire fo Regardless of rising mortgage rates, the desire for dream homes remains strong! 🏡 Buyers are actively searching, eager to find their perfect match. ⁠
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If you've been waiting in the wings, it might just be your time to shine.  No need to hit pause for fear of silent echoes. The marketplace is humming and ready for your listing!⁠
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Ready to spotlight your home? Let’s get you connected with eager buyers!⁠
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https://tamisavage.com/plenty-of-buyers-are-still-active-today-infographic/
Puzzling over why finding the right house seems so Puzzling over why finding the right house seems so challenging lately?⁠
⁠
1️⃣ 𝐓𝐡𝐞 𝐁𝐮𝐢𝐥𝐝𝐞𝐫'𝐬 𝐁𝐚𝐜𝐤𝐥𝐨𝐠: We've seen fewer homes built in recent years. And while builders are stepping up the pace, bridging the home gap is taking time. 🏗️⁠
⁠
2️⃣ 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐚𝐭𝐞 𝐌𝐚𝐠𝐧𝐞𝐭: Many homeowners are glued to their spots, not wanting to let go of their attractive mortgage rates. 💎⁠
⁠
3️⃣ 𝐌𝐞𝐝𝐢𝐚 𝐇𝐲𝐩𝐞: Sometimes, the media's spin can create unnecessary housing apprehensions. Always good to double-check and get the real story!⁠
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So, whether you're aiming to buy, sell, or both, understanding today's housing scene is crucial. 🗝️⁠
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Eager to dive deeper? Contact me for a personalized look at the housing inventory in our area, and let's navigate the maze together! ⁠
⁠
For a more detailed breakdown: https://tamisavage.com/why-is-housing-inventory-so-low/
Has your trusty home started feeling a tad too... Has your trusty home started feeling a tad too... familiar? If you're toying with the idea of a change, you're in good company!⁠
⁠
𝐇𝐞𝐫𝐞'𝐬 𝐭𝐡𝐞 𝐦𝐢𝐥𝐥𝐢𝐨𝐧-𝐝𝐨𝐥𝐥𝐚𝐫 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧: To buy or to rent next?⁠
⁠
🔍 Consider the following:⁠
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1️⃣ Rent Rise Alert! Historically, rents have been climbing. Yearly hikes? That could put a dent in your retirement fund! Freddie Mac puts it beautifully: With fixed-rate loans, you're locking in a predictable monthly expense, even when life throws those sneaky financial curveballs.⁠
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2️⃣ Home Sweet Owned Home! AARP highlights a key truth: Owning a home often outweighs renting. Think stability, investment growth, and truly owning your space.⁠
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Baby boomers, if you're on the fence, reach out! 💬 Let's discuss what makes sense for your golden years and unlock the best path for your next home adventure. 🏡⁠
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https://tamisavage.com/should-baby-boomers-buy-or-rent-after-selling-their-houses/
Have you ever wondered how tomorrow's home prices Have you ever wondered how tomorrow's home prices might shape your investment today?⁠
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Amidst a sea of mixed news, here's a ray of sunshine: home prices are rising, better than many expected. And guess what? They're forecasted to keep shining bright!⁠
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A recent survey by Pulsenomics got the scoop from over 100 experts – economists, strategists, and analysts. The consensus? Nationwide home prices are likely to continue their upward trajectory in the coming years, returning to a more steady growth.⁠
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So, what's the golden nugget for you? 🌟 Once you invest in a home, as its value appreciates, so does your wealth! Think of it as planting a tree that grows money leaves over time. 🌳💰⁠
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Considering taking the homebuying leap? Here's the nudge you might need: Today's investment can pave the way for a bright financial future, with your home's value (and your net worth) blossoming. Ready to explore? 💌 Contact me, and let's embark on your homebuying journey! 🚀 ⁠
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https://tamisavage.com/what-experts-project-for-home-prices-over-the-next-5-years/
Retiring is like unlocking a new level in the game Retiring is like unlocking a new level in the game of life. 🗝️ As you step into this adventurous chapter, you might wonder, "Is my current home in sync with the life I envision now?"⁠
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🕰️ Quick flashback: Between 1985-2009, most folks stayed in their homes for about six years. But here's an interesting twist: Post-2010, according to our pals at the National Association of Realtors (NAR), this shot up to over nine years!⁠
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If you've been cozying up in your home for a while now, not only have you created cherished memories, but you might also be sitting on a treasure trove of equity. Yup, every mortgage payment and every market surge could mean more value for your home.⁠
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Are you curious about tapping into that equity for your dream retirement home? Let's chat! Contact me, and let’s dive deep into what your home has achieved for you over the years. ⁠
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Here's to new beginnings and perfect homes! 🏡⁠
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https://tamisavage.com/planning-to-retire-your-equity-can-help-you-make-a-move/
🏡 Remember those forecasts last year about home 🏡 Remember those forecasts last year about home prices possibly taking a dip in 2023? Turns out, with the ebb and flow of our market and tight inventory, things stayed steady. It's always fascinating to see how predictions pan out in real-time. Whether you're thinking of buying or selling, let's chat to ensure you're informed about local home values. Knowledge is power! 💬⁠
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https://tamisavage.com/home-price-forecasts-revised-for-2023-infographic/
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The Summer Guides for Buying and Selling a Home are Here.

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The Spring Guides for Buying and Selling a Home Are Here
How you price your house will make a big difference to not only your bottom line, but to how quickly it could sell. Let’s connect to figure out the ideal price for your house.
Price Your House Right When You Sell
Getting pre-approved is an important first step toward buying a home. Let’s connect so you have the right tools to buy a home in today’s market.

Data Source:
 • https://www.forbes.com/advisor/mortgages/what-it-takes-to-be-preapproved-for-a-mortgage-and-why-it-matters/
The Importance of Pre-Approval
There are many reasons why it’s easy to fall in love with homeownership. If you’re ready to find the home of your dreams, let’s connect.
Why It's Easy To Fall in Love with Homeownership
You can have the home you want without waiting for the perfect home to come onto the market.

SOURCE for Data in Video: 
 • https://themreport.com/news/data/08-29-2022/homebuyers-compromise
Create Your Perfect Home by Perfecting It After You Purchase
Before buying a home, it’s a good idea to know why homeownership is important to you. Let’s connect to discuss your why and prioritize your next steps.

SOURCE for Data in Video: 
 • https://himaxwell.com/resources/ebooks-white-papers/1h-2022-millennial-genz-borrower-sentiment-report/#downloadnow
Top Reasons Why You May Want To Buy a Home
There’s a lot going on in the housing market right now. 

You can get the latest digital copy from my website post: https://tamisavage.com/the-winter-guides-for-buying-or-selling-a-home-are-here/
The Winter Guides for Buying or Selling a Home Are Here
There’s good reason to make your move right now if you’re ready to sell. Let’s connect to talk about the benefits of selling your house this season.
5 Reasons To Sell Your House This Winter
Rents have risen dramatically for over three decades. Let’s connect so you can have expert advice on your side to help you reach your homeownership goals.

Data Source: 
 • http://www.census.gov/housing/hvs/files/currenthvspress.pdf
Avoid the Rental Trap
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DISCLAIMER: The information contained, and the opinions expressed, on this site are NOT intended to be construed as legal or financial advice. Tami Savage does NOT guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as legal or financial advice. You should ALWAYS conduct your own research and due diligence and obtain professional advice before making any legal or financial decisions. Tami Savage will NOT be liable for any loss or damage caused by your reliance on the information or opinions contained herein.